free credit report with credit score

In 2003 Congress passed the Fair and Accurate Credit Transactions Act (FACT), which made it possible for consumers to view a copy of your credit report for free. In fact, the legislation makes it possible for consumers to a free report from each of the three major credit bureaus - Experian, Trans Union, Equifax, per year. All that is necessary to do this is to write, call or log on to the credit report website. Million Americans have done this, and the program was a success so far. There is only one problem - unscrupulous individuals have websites with similar names, and give consumers the names are wrong, finally, at the sites to steal their Social Security number.

At last count there were more than two hundred registered domain names with names similar to the official annualcreditreport.com or where the words "annual credit report." Since it is quite simply, a domain name misspell, especially a long, many consumers have in other places than to visit it. Most of these other websites are there for the purpose of selling a credit report, rather than free, but others are designed to deceive consumers into the personal information that site owners can for personal advantage. Other sites with similar names only provide advertising or redirect visitors porn sites.

What to do? Not much, it seems. Some of the sites that were created in order to deceive the consumer's personal data has been taken offline, but others will surely follow. All pages that are outside the United States are immune from U.S. law, so it may be difficult for the authorities to take all the measures. Consumers who are not too familiar with the functioning of the Internet would be better with the credit bureaus directly via email or telephone. Who uses the Internet to view a copy of your credit report is to ensure that they are the name of the website accurate. Failure to do so may result in the involuntary important personal information about people who do not have.